A Resource for the Re-entry Population of Greater Worcester

Cash Assistance

Beverly Bootstraps Community Services Inc.

35 Park St, Beverly, MA 01915

(978) 927 – 1561

Services: rent and mortgage payment assistance, Debt Reduction/Budget Counseling, Financial Management Workshops, Benefits Assistance, and Landlord Tenant Assistance mediation and advice. Coordinators for this program also assist residents in a variety of ways, including applying for government programs such as DTA and Food Stamp benefits online, accessing local programs such as fuel and heating oil assistance, or provide help with an eviction. There is also support for people with a notice to quit or court summons, rent or mortgage arrearages, financial literacy classes, individual budget review, and completing public housing applications.

Catholic Charities – North Massachusetts

Lynn and Gloucester

(781) 593 – 2312.

Services: rent payment assistance, free food, mortgage help and payment assistance, rental deposit assistance, or electric, heating, water, and gas bill payment assistance in Essex County. There is also free general legal aid and advice, immigration/naturalization  services, teen parent/pregnant teen education programs, parenting/family support groups and day camps, and pregnancy counseling.

Consumer Credit Counseling Service of Southern New England

(866) 889 – 9347

Services: Receive foreclosure counseling and debt reduction from this non-profit. CCCS provides homeowners and people in debt with confidential financial counseling. Services offered to clients include assistance with budgeting and money management, mortgage delinquency, debt management programs, foreclosure and housing counseling, and consumer education.

Department of Transitional Assistance

50 Southwest Cutoff, Worcester, MA 01604 1-877-2363 / (508) 767-3100

Massachusetts State Supplement Program (SSP)

SSI (Supplemental Security Income) is a federal program of the Social Security Administration that makes monthly payments to certain people who are age 65 or older, blind, or disabled. Massachusetts adds more money to SSI payments for Massachusetts residents. This is called the State Supplement Program, or SSP.

Transitional Aid to Families with Dependent Children (TAFDC)

Transitional Aid to Families with Dependent Children (TAFDC) is a government program that gives cash and health insurance to needy families with dependent children.

The Emergency Aid to the Elderly, Disabled, and Children (EAEDC)

Emergency Aid to Elders, Disabled and Children (EAEDC) is a Massachusetts state- funded program that provides cash and medical assistance to needy families and individuals who are not receiving TAFDC, SSI, or other similar benefits.

Department of Transitional Assistance (Framingham Office)

300 Howard Street, Framingham, MA 01702

(508) 661-6600/1-877-382-2363

Monday–Friday, 7:30 am – 5:00 pm

Family and Children’s Service of Greater Lynn, Inc.

111 North Common Street, Lynn, Massachusetts, 01902

(781) 592 – 5052

Services: runs the Emergency Financial Assistance Program. This is a so called fund of “last resort” and can help people who have no other options. Call and apply for financial assistance that can be used only after all other entitlement and government funded aid has been exhausted. The agency may provide everything from interest free loans to referrals and other support from FFS.

Depending on funding from the United Way and other agencies, it can provide help for such expenses and needs as utility and heating bills, eviction prevention, utility and heating costs or other emergencies. Food as well as security deposits can also be partially paid learn more on Lynn based Family and Children Service.

SNAP: Food Assistance/ Food Stamp

49 Nursery Lane, ste.101, Fitchburg, MA 01420
(978) 665-8700
Office Hours: Monday–Friday, 7:30 am – 5:00 pm

1 North Street, Southbridge, MA 01550
(508) 765-2400
Office Hours: Monday–Friday, 7:30 am – 5:00 pm

Gardner Community Action Committee

294 Pleasant Street, Gardner, MA 01440
Office Hours: Monday–Thursday, 8:30 – 4:30 pm; Friday, 8:30 am – 4:00 pm

(978) 632-8700

Emergency Funds

Provides families and individuals in crisis assistance with emergency needs such as first months rent, one month’s rent to prevent eviction, utility bills with a termination notice and medical prescriptions. Assistance is provided while funds are available. Through this program families and individuals have access to comprehensive case management, advocacy and budget counseling.

Jewish Family Service of the North Shore

1430 Main St, Waltham, MA 02451

(978) 741 – 7878

Services: A social services agency that helps people of all religions. Some of the services and assistance programs run include grants, financial assistance for bills and expenses, food pantries, consultation, counseling, referrals and networks to other service providers and charities.

Service Areas: Cape and Islands

Lawrence Community Works

168 Newbury St, Lawrence, MA 01841

(978) 685 – 3115

Services: Helps people in low income areas. Resources and programs administered help with home rehabilitation programs, housing counseling, eviction prevention, and mortgage foreclosure assistance.

Merrimack Valley Catholic Charities

599 Canal Street 6th Floor West, Lawrence, Massachusetts, 01840, (978) 685-5930

70 Lawrence Street, Lowell, MA, 01852, (978) 452-1421

A couple of offices operate in the region, and low income people in need of assistance from Lowell, Lawrence, Haverhill, and surrounding communities may apply for assistance. A diverse range of services is offered, including so called Basic Needs Services. This includes emergency free food, fuel, rent, gas bill, mortgage, and utility assistance, among other resources. The offices of the Essex County Catholic Charities are.

Salvation Army – Essex County

(413) 442 – 0624.

Services: provides services to working poor and low income that include utility, heating bill assistance, access to free food from local pantries, or rent and housing payment assistance. There are also free school supplies, Christmas baskets and meals, prescription expense assistance, and Thanksgiving baskets in Essex County. Learn more on prescription medication programs.

Several other services are offered by the Salvation Army to Essex County families. They revolve around guidance and case management. The working poor, senior citizens, and low income can receive information on self-sufficiency type services, which can include job training, applications for government benefits, and support in overcoming a financial hardship. Read Salvation Army assistance Essex County.

Service Areas: Salem and Lawrence

Social Security Administration – SSI

51 Myrtle Street, Worcester, MA 01608
1-800-772-1213 / 1-866-331-9069
The Supplemental Security Income (SSI) program pays benefits to disabled adults and children who have limited income and resources. Persons age 65 and older that meet the financial criteria are eligible regardless of disability status.

Social Security and Medicare Benefits

1 Clark Hill, ste.101, Framingham, MA 01702

1-844-587-1390 / 1-800-772-1213

Social Security Office – New Bedford

53 North 6th Street New Bedford, MA 02740


Department of Veterans Services for the City of Worcester

455 Main Street, Room 108, Worcester, MA 01608
(508) 799-1041
Provides ordinary and fuel allowances for everyday living expenses such as food, rent, electric, etc. (for eligible veterans who are citizens of Worcester).

WIC Programs, SMOC

7 Bishop Street, 1st floor, Framingham, MA 01702
(508) 620-1445
Women, Infants, and Children (WIC) provides free food and nutrition information to help keep pregnant women, infants, and children under twelve healthy and strong. Participants receive nutrition counseling and financial support to purchase food staples and infant formula. Receiving WIC benefits will not prevent you from getting a green card. Eligibility is based on income level.

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